HAMCO Builders & Developers mangalore
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Buyers Guide

flats in university road, thokkotu, mangalore Which are the important documents you should check before buying a property?

Before purchasing a property, you should look at the sanctioned layout plan, building plan, ownership documents etc. As all these processes are very hectic and requires a lot of legal probing, it is advisable to contact an advocate for further advice.

flats in university road, derlakatte, mangalore What constitutes conclusion of sale of a property?

An agreement of sale, coupled with actual possession of the property would be considered as a conclusion of the sale. Usually, the entire amount is paid at the time of handing over possession.

flats in university road, derlakatte, mangalore How can we be assured of good quality in your apartment?

Our deep rooted commitment to quality pervades every aspect of the apartment. All our construction materials are sourced only from the best manufacturers. Fixtures, fittings and so on which are installed are only from the best brands available in the market, which are known for their quality and most of which come with necessary warranties. Furthermore all the quality specifications, including the brands to be used, are itemized and listed during the time of signing of the sale agreement and become a part of the sale deed. As the buyer of the apartment you are free to visit our project site at any time and inspect the progress during the construction stage.

flats in university road, derlakatte, mangalore What about safety and security issues?

All safety issues are addressed right at the design and planning stage of each project. We are also legally bound to comply with all statutory safety provisions and obtain a No Objection Certificate (NOC) from the fire department before commencing construction of the project. Matters like night watchman and appointment of professional security staff are met by us during the first year and then on are usually addressed by the Residents’ Society once the building is handed over to the residents.

flats in university road, derlakatte, mangalore Apply for Housing Loan? 

  • Plan : Select what features you most require in a home, what localities you desire, and how much you are willing to shell out each month for housing.
  • Finances : Review your credit position and ensure you have enough funds to cover your down payment and completion costs. Then, consult a bank and get prequalified for a loan or looking at your loan eligibility and repayment scheme that is offered by the bank.
  • Long term approach: Are you considering an initial ‘nest’ flat/home with plans to shift in a few years, or do you plan to stay in this home for a longer period? This decision may decidethe kind of home you buy as well as the type of loan terms that will best suit you.  Insist on a property/flat inspection.
  • Decide when to move: When is your rent up? Are you allowed to lease? All of these factors will help you determine when you should move.

You can avail a Housing Loan ranging from a minimum of Rs. 5 lacs to a maximum of Rs. 1 crore. The loan amount sanctioned is a maximum of 85% of the cost of the property or the cost of construction as applicable. Your repayment capacity as determined by the Bankers, taking into account your:

  • Age
  • Income
  • Qualifications
  • Number of dependents
  • Assets
  • Liabilities
  • Stability / continuity of your employment /business
  • Co-applicants income
HAMCO Builders & Developers mangalore
To become a leading force within the Realty sector; to develop the highest standards of quality in the industry and to adhere to the fundamentals of ‘safety first’ without exception. Provide premium housing to our clients at par with international standards so as to provide benchmark quality standards & a luxury lifestyle.
builders in mangalore
To provide professional services to our clients through quality in timely completion, meeting the clients’ requirements, to maximize the financial value of our clients’ realty assets.
flats in mangalore
HAMCO Builders & Developers
1st floor essel centre,
M.G Road Mangalore,
PIN - 575003,
Karnataka, India
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